Home Purchase Loan

/Home Purchase Loan
12 12, 2013

Private Seller Financing and Dodd Frank Regulations

By | 2017-12-13T13:32:48-07:00 December 12th, 2013|Carefree Real Estate, Cave Creek Real Estate, Home Purchase Loan, Human Interest, Luxury Valley Homes|0 Comments

Article by: by Emily Dressler 12.12.13 The Dodd Frank Wall Street Reform and Consumer Protection Act was initially passed in 2010 in response to the mortgage crisis and the late-2000s recession. This Act has brought significant changes to financial regulations, and with new regulations taking effect after January10, 2014, will continue to bring significant changes [...]

9 04, 2013

Mortgage Debt Forgiveness Act

By | 2017-12-13T13:31:18-07:00 April 9th, 2013|Buyers, Carefree Real Estate, Home Purchase Loan, Luxury Valley Homes|0 Comments

Mortgage Debt Forgiveness Act - Extended Through 2013   Good news for those who are contemplating or completing a short sale, the Mortgage Debt Forgiveness Act has been extended through 2013. If you had mortgage debt forgiven this past year, whether it was through a short sale or perhaps mortgage modification then you [...]

29 11, 2012

Consumer Loan Changes in 2013 Cost More

By | 2013-10-10T23:01:27-07:00 November 29th, 2012|Buyers, Carefree Real Estate, Community Information, Home Purchase Loan, Luxury Valley Homes, Tips|0 Comments

With the Dodd-Frank bill having no chance for repeal, it appears their new proposed rule changes will be enforced. Most of these new rules affecting our industry revolve around Owner Occupied residential consumer loans. These changes will begin in January 2013. Some of the changes that will impact the “Hard money” space are listed below. Consumer Loan [...]

8 05, 2012

Keys To Qualify For A Home Purchase Loan: What You Need In The Current Market

By | 2017-12-13T13:26:58-07:00 May 8th, 2012|Buyers, Carefree Real Estate, Home Purchase Loan, Luxury Valley Homes, Real Estate Market, Sellers|0 Comments

Keys To Qualify For A Home Purchase Loan: What You Need In The Current Market With home prices having decreased significantly, rising rents and the lowest interest rates in a generation, home affordability has dramatically increased and once again makes more sense for many potential buyers.    As a result we have seen [...]